West Des Moines-based VizyPay is the silver winner in the Small or Medium Business Service of the Year during the 2020 Best in Biz Awards, a national business awards program judged by editors and reporters across North America. VizyPay was recognized for its Cash Discount Program, which helps small to medium-sized businesses eliminate unpredictable monthly credit card processing bills by offering a flat monthly fee instead that allows for unlimited credit card transactions, VizyPay said in a statement.